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Financial clarity starts here.
Practical insights, real-world advice, and straight talk from the Castle team. Whether you're managing your own books or growing a business, we're here to help you stay organized, confident, and CRA-ready.
Terms of Service
Welcome to Castle! These terms of service outline the rules and regulations for the use of our bookkeeping services.
By accessing this website and using our services, you accept these terms and conditions in full. Do not continue to use Castle services if you do not accept all of the terms and conditions stated on this page.
Castle offers professional bookkeeping services including transaction categorization, reconciliations, financial reporting, GST/HST filing, and other related services as agreed upon with the client.
2. Billing and Payments
All services provided by Castle are billed on a recurring basis unless otherwise
agreed upon. Payments are due upon receipt of invoice. We accept payment via credit card, debit card, and electronic funds transfer.
3. Cancellation and Refund Policy
Clients may cancel services at any time by providing 30 days’ notice in writing or via email. Refunds for prepaid services will be prorated based on the remaining unused portion of the services.
4. Privacy Policy
Our privacy policy outlines how we collect, use, and protect your personal information. We do not sell or share your information with third parties without your consent, except as required by law.
5. Liability
Castle will perform all services with reasonable care and skill. However, we do not accept liability for losses resulting from acts of nature, third-party errors, or misuse of financial information or reports by the client.
6. Amendments
Castle reserves the right to amend these terms of service at any time. Amendments will be effective immediately upon posting on this website.
7. Contact Us
If you have any questions about this privacy policy or our privacy practices, please contact us at:
Castle
316 1st Ave NE
Phone: 587-872-0602
Email: info@bookwithcastle.com
Financial clarity starts here.
Practical insights, real-world advice, and straight talk from the Castle team. Whether you're managing your own books or growing a business, we're here to help you stay organized, confident, and CRA-ready.
Why “Profit” Isn’t the Same as “Money You Can Spend”
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The Trap of Ignoring Small Expenses
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DIY bookkeeping may seem like a money-saver, but as a business grows it becomes costly. The hidden costs come from wasted owner time, compounding errors, and lost financial insight. By outsourcing bookkeeping, entrepreneurs free up their time, avoid expensive mistakes, and gain clearer financial reporting that supports smarter decisions.
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The Danger of Running Your Business from the Bank Balance
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Running a business by watching the bank balance creates a false sense of security and hides financial problems until it’s too late. Bank accounts show today’s number, but not upcoming obligations, delayed expenses, or profitability trends. By relying on proper reports — cash flow, profit and loss, and budgets — business owners gain the full picture they need to make sound decisions and avoid costly surprises.
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Why Owner’s Pay Isn’t Just “What’s Left Over”
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Treating owner’s pay as “whatever is left over” distorts profitability, weakens personal finances, and fuels burnout. By making owner’s compensation a consistent line item — even at a modest level — entrepreneurs separate business and personal money, see the true health of their business, and create sustainability for both sides of their life.
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